Build to Your Budget


We are proud to offer our clients with the following financing options, to help you turn your dream backyards into a reality. Whether we're building you with a pergola, outdoor kitchen, swimming pool or cabana our existing, strong relationships with both Jax Federal Credit Union and Lyon Financial will help you finance big projects without the headache!



Home Improvement Loan - No Equity Needed

No Equity? No problem! Finance big projects and get peace of mind with a low fixed rate and low monthly payments. Our Home Improvement Loan is flexible to allow for staged payments to a contractor like Pratt Guys. Equity in your home is not required.

Home Equity Options

If you have equity in your home, our Home Equity Loan or Home Equity Line of Credit (HELOC) offers lower interest rates and potential tax advantages compared to other types of loans. Ideally proceeds from this loan are used to make home repairs or improvements, which ultimately improve or restore the value of your home.

Direct Point of Contact for Pratt Guys clients:

Nick Mouhourtis
Jax Federal Credit Union
(904) 475-7989


Lyon Financial has been a partner with the swimming pool and home improvement industry for over 40 years. They provide access to unique financing solutions for families nationwide who are looking to create the backyard of their dreams. Lyon Financial can suggest sources of funds based depending on the consumer’s needs and qualifications, eliminating a lengthy and stressful stereotypical loan process.

Loans up to $100,000

  • Low, fixed rates

  • Terms to 15 years

  • No fees-points-processing-costs

  • Virtually paperless process that’s fast, easy and secure

  • Additional programs available for less than 680 scores

Call Lyon Financial at 877-754-5966 to learn more. Be sure to let them know you are working with Pratt Guys to build your new pool project.